Have you thought of this question lately? Chances are, if you are one of the millions of Baby boomers due to retire in the next few years, earning money asked yourself this while you are looking at your annual retirement portfolio report. One day and age that demands that you invest, invest, invest, one has and read the newspapers to see that something proactive must be done to ensure a solid golden age. What some are quickly realizing is their supposedly solid retirement plans aren't so 'solid' as they'd once thought.

The living trust Marilyn and George created specified two new trusts, referred to as an A/B trust, and can set up when the best spouse deceased. The living trust also specified that (a) the surviving spouse would serve as trustee belonging to the "B" trust